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Home/Payments/Wise
Wise

Buy crypto with Wise

Wise is a low-cost way to move money internationally into a crypto exchange's bank rails — useful when your bank charges heavy FX fees. Note: Wise itself doesn't sell crypto and restricts some crypto-related transfers.

Minutes–2 daysCheap cross-border funding
Find a Wise exchangeSee the list
Ranked

Exchanges that accept Wise

01
kraken
KrakenBest match
KYC tiered
Trust9.3
Fee0%
Coins9
Buy cryptoReview
02
coinbase
Coinbase
KYC full
Trust9.4
Fee0%
Coins8
Buy cryptoReview

Coinporta may earn a commission when you sign up through links on this site. This never affects our rankings, which are based on independent editorial scoring.

Why use Wise

  • Mid-market FX rate — banks can't compete
  • Local account details in 9+ currencies
  • Cheap route into SEPA/FPS/ACH exchange rails
  • Transparent fees shown upfront

Worth knowing

  • Crypto-related transfers restricted in some regions
  • Wise doesn't sell crypto directly
  • Two hops (bank → Wise → exchange) add time
Coins

What you can buy with Wise

BitcoinBuy Bitcoin→EthBuy Ethereum→UsdtBuy Tether→XrpBuy XRP→BNBBuy BNB→SolBuy Solana→USD CoinBuy USD Coin→DogeBuy Dogecoin→CardanoBuy Cardano→TrxBuy TRON→
Step by step

How buying with Wise works

STEP 01Hold or convert money in Wise

Convert your home currency to the exchange's deposit currency at the mid-market rate (0.3–1% fee).

STEP 02Check the rules first

Confirm Wise allows crypto-exchange transfers from your region and that the exchange accepts third-party-bank deposits in your name.

STEP 03Send a local transfer to the exchange

Use the exchange's IBAN/account details and reference code — it's a normal SEPA/FPS/ACH transfer from Wise's side.

STEP 04Trade once credited

Funds typically arrive in minutes (instant rails) to 1–2 days.

Good to know

Wise & crypto: FAQ

Not directly — Wise doesn't sell crypto. You can use Wise to fund a crypto exchange by bank transfer where Wise's policy allows it, which varies by country. Check Wise's acceptable-use policy for your region first.

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We'll match you to the cheapest Wise-friendly exchange for your country.

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