Buy crypto in Belgium

Buying crypto is legal in Belgium and regulated under the EU's MiCA framework, supervised by the Financial Services and Markets Authority (FSMA). A MiCA licence passports across the EU, so the major exchanges all serve Belgian users. Funding is free and instant through SEPA transfers and the local Bancontact system.

Belgian crypto tax depends on how you invest. A careful long-term private investor managing personal wealth has historically paid 0%, while speculative trading is taxed at 33% as miscellaneous income and professional trading at progressive income rates. From 2026 a new flat 10% capital gains tax applies to gains on financial assets, including crypto, above a yearly allowance.